As an integrated firm, UBS creates added value for clients by drawing on the combined resources and expertise of all its businesses. As an organization, UBS combines financial strength with a global culture that embraces change. UBS is one of the best capitalized financial institutions in the world, with invested assets of 2.2 trillion Swiss francs, shareholders' equity of 35.4 billion Swiss francs and market capitalization of 95.4 billion Swiss francs. UBS is present in all major financial centers worldwide, with offices in 50 countries. UBS employs 65,929 people, 40% of whom are located in Switzerland, 39% in the Americas, 15% in Europe and 6% in Asia.